Guides
The parts of the job nobody writes down.
Reference pages for independent life agents — what a living-benefit rider actually is, when a conversion privilege quietly expires, what belongs in a policy review, and how to judge the software being sold at you. Written to be checked rather than skimmed, and corrected when they go out of date.
Guide
9 min · updated
AI for insurance agents, without the listicle.
There are a hundred pages listing sixteen tools. This one is about which parts of an insurance practice a machine can genuinely take over, which parts it must not touch, and the six questions that separate the two.
Comparison
8 min · updated
You probably do not have a CRM problem.
Every list of the best CRMs for life insurance agents answers the wrong question. A CRM stores what you type into it. For most independent agents, the typing is the job that hurts.
Reference
10 min · updated
Most people who own living benefits have never been told.
Accelerated death benefit riders are attached to a very large number of term policies, frequently at no additional premium. They pay the policyholder while they are alive. Almost nobody knows they have them.
Reference
8 min · updated
The conversion privilege expires quietly.
A convertible term policy can become permanent coverage with no new underwriting — until a date that is not printed anywhere obvious, computed from whichever of two clocks runs out first.
Checklist
7 min · updated
A policy review checklist you can work down the phone.
Thirty-eight things worth checking, grouped the way the conversation actually runs — the contract, the money, the people, the risk, and the paperwork — plus the opening lines that get the meeting.
How Briar works
6 min · updated
The question nobody in this category answers.
An insurance document contains a name, a date of birth, financial figures and often a medical history. Several major AI providers explicitly forbid being sent exactly that. Here is what Briar does instead.